Basnet, Dess Mardan, Mahima Birla, and Murari Prasad Regmi. “Determining Personality Traits, Organizational Commitment and Self-Efficacy of Saving and Credit Co-Operative Societies (SACCOS) Employees of Kathmandu, Nepal ”. Current Topics on Business, Economics and Finance Vol. 3 (March 18, 2023): 69–98. Accessed July 4, 2026. https://stm.bookpi.org/CTBEF-V3/article/view/10009.