Anders Kjellman, Risto Tainio and Taisto Kangas. Navigating Bank Decline: Are Mergers the Key to Recovery?. BMERP-V9 [Internet]. 2024 Dec. 12 [cited 2026 Jul. 28];:173-95. Available from: https://stm.bookpi.org/BMERP-V9/article/view/16562